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Student Loans

UC Davis Continuing and Professional Education students can secure private alternative education loans. Our students are not eligible for financial aid based on the FAFSA (Free Application for Federal Student Aid), sometimes referred to as Title IV funds, which have requirements that our programs do not currently meet.

Private Alternative Education Loans

Private education loans are made available by banks and private lending institutions to assist students with educational expenses. Students enrolled or planning to enroll in a program or series of courses at Continuing and Professional Education can apply for a private alternative educational student loan. These loans can help cover the costs of enrollment fees, certificate fees, and required textbooks and materials.

Note: If only a portion of a student's tuition will be will be financed, the remaining amount must be paid in full prior to the course start date. Payment plans cannot be combined with a private loan option. A student cannot combine two different private loans.

  • Choosing a Lender
  • The University of California has arranged with the lenders listed below to offer students competitive loans rates in continuing education programs. Eligibility is usually based on creditworthiness. Continuing and Professional Education does not endorse any financial institution. The following information is provided for your consideration. We encourage you to compare lenders and research loan options offered by your personal bank or other private lenders to make an informed decision based on lender and loan terms. Carefully review the terms and conditions; the loan is from the lending institution and not from Continuing and Professional Education.


    Preferred Lenders
    College Ave Student Loan: To learn more about this loan, visit the College Ave website. When applying, find the school listed as "University of California - Davis Continuing and Professional Education" (school code = 00131375). For more information, contact College Ave customer service at (844) 422-7502.

    Sallie Mae Smart Option Student Loan: To learn more about this loan, visit the Sallie Mae website. When applying, find the school listed as "University of California - Davis Continuing and Professional Education" (school code = 00131375). For more information, contact Sallie Mae customer service at (800) 695-3317 or download the Sallie Mae Smart Option Student Loan Info Sheet.

  • Student Loan Preferred Lender List
  • To assist students in reviewing student loan options the Continuing and Professional Education Student Loan Preferred Lender List provides additional information about each lender. Students should consider all educational funding options prior to securing a private alternative loan. Continuing and Professional Education will work with any student loan lender. However, established relationships with the preferred lenders may allow more expeditious loan certification and check distribution. At Continuing and Professional Education, we follow The University of California Code of Conduct in Regard to Preferred Lender Arrangements in order to avoid any conflict of interest in managing student loans. To assist in navigating the student loan lender website please review the information below. 
  • The Loan Process
  • The loan amount requested can include course and textbook costs as well as living expenses for some programs. Living expenses are calculated based on the cost of attendance for UC Davis Graduate Studies and only applies to students in full-time programs. Certificate students may be eligible for the equivalent of one quarter of living expenses for their entire program.

    Once your loan is pre-approved, your lender will contact us to certify your loan. Continuing and Professional Education will only certify your loan if you are registered in an approved program. We will contact you to confirm details of your loan request and enrollment status. Once approved through the online or phone application process, an electronic fund transfer is disbursed to Continuing and Professional Education, usually timed to arrive when needed to pay course fees. Continuing and Professional Education will apply the appropriate tuition amount to the student’s account and issue the student a check for any remaining funds. This process may take up to eight weeks.

    It is recommended that you begin the loan application process early, as Continuing and Professional Education does not enroll students in courses until payment is received. Applying for a loan does not reserve a space in the course.
  • Disbursement
  • Loans will be calculated and disbursed per quarter over the duration of the certificate program. Continuing and Professional Education will apply the appropriate tuition amount to the student’s account and issue the student a check for any remaining funds. Any funds no longer needed will be returned to the lender.
  • Student Loan Deferment

  • Students enrolled in courses at Continuing and Professional Education who have prior federal student loans are not eligible for loan deferments, since one requirement of federal loan deferments is "Student is enrolled in a program leading to a degree or certificate at an eligible institution (i.e., one that is eligible for federal loans)." Programs at Continuing and Professional Education are not eligible for federal loans. The Continuing and Professional Education Student Services office can verify enrollment; however, we cannot complete the school section of forms related to loan deferment of FFELP (Federal Family Education Loan Program), Federal Direct (William D. Ford Federal Direct), Stafford, Perkins, and PLUS loans. Check with your lender, as some may defer a portion of principal and/or interest on private alternative loans while enrolled in a continuing education program through Continuing and Professional Education.

  • Enrollment Verification

  • Continuing and Professional Education Student Services can verify enrollment for students, either by letter or by completing a form provided by the institution or organization requesting the verification. However, Student Services cannot complete Federal Loan Deferment forms because Continuing and Professional Education programs are not eligible for federal loans, which is a requirement for federal loan deferment.

    To request an enrollment verification, complete the form provided by the institution and sign indicating you authorize releasing your enrollment information, or provide a letter requesting enrollment verification that authorizes releasing your enrollment information and is signed and dated. Enrollment verification information generally includes student name, enrollment period (dates of attendance), and enrollment status (full-time, at least half-time, less than half-time).